Free contractor calculator

What should you really charge per hour?

Your working hours are not all billable. Add the pay you need, the overhead you carry, and the time the business actually sells. The rate updates as you adjust the numbers.

Nothing you enter here is saved, sent, or seen by anyone.

Target rate

Your current $75/hr rate is $24.86 below this target.

$99.86/hr

Your working assumptions

Use the sliders for speed, or type an exact number when the job needs precision. Results update immediately.

What you want the business to pay you before personal income taxes.

$80,000

Truck, insurance, fuel, tools, phone, software, rent, and other operating costs.

$30,000

Leave room for holidays, weather, illness, and time off.

48 weeks

Include quoting, driving, purchasing, paperwork, and callbacks.

45 hours

The percentage of your working time that can actually appear on a customer invoice.

60%

Profit retained by the business after overhead and your target pay.

15%

This comparison shows what the current rate produces under the same assumptions.

$75/hr

Keep the assumptions honest as the work changes.

SOATMOS connects quotes, job costs, expenses, invoices, payments, and a real double-entry ledger so your overhead and margins stay visible.

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